Company Information

Waterman Insurance
Tulsa, OK


OK: 91394

Insurance Brokers:
Lisa Waterman




Dental Insurance

Why individual affordable dental insurance is important to overall health

With dental insurance, people are more likely to have regular dentist check-ups. Regular dental care is more than just maintaining a healthy smile. In fact, research links poor oral health to diabetes, lung disease and premature births.1 And since more than 90 percent of all systemic diseases have oral manifestations, a dentist may be the first health care provider to diagnose a health problem.2

Fortunately, regular dental check-ups can help detect the early warning signs of certain health-related issues. That's just one reason why it's so important to take good care of your teeth and gums. And having affordable dental insurance and coverage can help make it easy.

1 National Institute of Dental and Craniofacial Research: Oral Health in America, 2008
2 Surgeon General's Report on Oral Health in America, 2000


Waterman Insurance has a Dental Plan for every budget and

Coverage options up to $3,000 per person, per year!


Get your FREE Dental Quote Today!





For a side by side comparison of all plans by all providers, please email



How does dental insurance work?

Dental insurance works in much the same way that medical insurance works. For a specific monthly rate (or "premium"), you are entitled to certain dental benefits, usually including regular checkups, cleanings, x-rays, and certain services required to promote general dental health. Some plans will provide broader coverage than others and some will require a greater financial contribution on your part when services are rendered. Some plans may also provide coverage for certain types of oral surgery, dental implants, or orthodontia. 


What is the best dental plan for me?

Although there is no one "best" dental insurance plan, some plans may work better for you and your family than others. Plans differ primarily in how much you'll have to pay monthly for your coverage and how much you'll have to pay when dental services are rendered. Some plans will require that you pay a certain co-payment for services, or meet a specific deductible before the dental insurance company begins payment. Other plans may limit coverage to a specific dollar-amount maximum per year.


Questions to ask yourself when reviewing your dental insurance options:

  • How much will it cost me on a monthly basis?
  • Will I be required to meet a deductible? Once the deductible is met, how much will the dental insurance provider pay for my services?
  • What dentists participate in the plan's network? Are these dentists that my family and I would like to see?
  • If I used a dentist outside the plan's network, how much will I have to pay?
  • Are there waiting periods for certain procedures?


Learn more about Dental Health at the American Dental Association